Jerry Buckland is Professor of International Development and of Economics, at respectively, Menno Simons College (University of Winnipeg affiliate) and the Redekop School of Business, Canadian Mennonite University, Canada. Brenda Spotton Visano is a distinguished University Professor in Economics and Public Policy at York University in Canada. Her community-engaged, policy- oriented research focuses on advancing access to financial services, enabling access to higher education for non-traditional students, and analysing funding frameworks for community organizations. She is the author/co-author of many scholarly articles and community-focused reports for First Nations organizations, UNESCO and NGOs. Together with Chris Robinson and Jerry Buckland, she co- edited the 2018 book Payday Lending in Canada, published by Palgrave Macmillan.