Lita Epstein, MBA, is a seasoned financial writer who develops online courses about investing for retirement and finance and investing for women. A former congressional press-secretary, she has extensive knowledge of the process within the agencies in Washington. She is the author of Alpha Teach Yourself Retirement Planning in 24 Hours and The Complete Idiot's Guide to the Supreme Court.Shellie L. Moore, CPA, is an accountant who focuses on tax preparation and planning for individuals and small businesses, as well as small business consulting, bookkeeping, and payroll preparation.