Potential, Risks, and Ethical Implications of Decentralized Insurance

Nikita Singhal is an Associate Professor at IIMT University. Her area of specialization is Taxation, Insurance and Banking. She has published 2 books and five chapters and around 30 research papers in ABDC listed, Web of Science, and SCOPUS index journals. She is also a managing editor of the IJAST Journal of IIMT University. She completed her PhD from the Department of Commerce, Aligarh Muslim University, and was awarded JRF (Commerce) in 2013 and JRF (Management) in 2012.  Shikha Goyal is an Assistant Professor at Amity University. Her area of specialization is Taxation, Insurance and Banking. She has published around 20 research papers in ABDC listed, Web of Science, and SCOPUS index journals. She completed her PhD from ACCF, Amity University. Tanmay Singhal is a fellow member of the Institute of Chartered Accountants of India and is working as a partner with a chartered accountancy firm M/s STM & Associates established in 1986. He is extensively exposed to audit & assurance, internal financial control, insurance risk assessment, secretarial compliances, tax planning, assessment, and other taxation matters.