Gianluca Mattarocci (MA and PhD), Lecturer of Financial Markets and Institutions at the University of Rome Tor Vergata, Department of Economics and Finance. His main research topics attain to the credit risk management and the real estate finance.Dilek Pekdemir (MSc and PhD), Director of research at Cushman & Wakefield Turkey, ?stanbul and part-time lecturer at Istanbul Technical University, Real Estate Development Master Progromme. Her main research topics; real estate markets, real estate investment, mathematical modelling, real estate market analysis.