Mariacristina Rossi is Associate Professor of Economics at the University of Turin, Italy and senior researcher at CeRP-CCA. Her research interests include intertemporal saving and consumption choices, household finance, development and gender economics.Eva M. Sierminska is Senior Researcher at the Luxembourg Institute of Socio-Economic Research, Luxembourg and Research Fellow at IZA, DIW Berlin and GLO. She is a labor economist and has extensive research experience in the area of labor markets, inequality, household finance and population economics.