Kavous Ardalan is a professor of finance at Marist College, Poughkeepsie, New York, U.S.A. He holds Ph.D.s in both Economics and Finance. His research interests are in the theoretical, practical, educational, social, and philosophical aspects of Economics and Finance. He has presented numerous papers in regional, national, and international conferences. His publications have appeared in various academic journals. Some of his research papers have received awards at international conferences, have been regarded very highly by publishers, have been referenced in the “Handbook of Finance” as well as in many journal articles, and have been used as course reading materials at top universities in three different continents.